Since I fill it up once a week as well as my pickup, that's certainly more than twice what the "average American would save."
That would buy lunches for a week or two. No it’s not huge but anything that I can keep rather than give to the government to waste is a good idea to me. Maybe they could cut the millions they give to Planned Barrenhood to make it up.
AMEN!
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"For I know the plans I have for you, declares the LORD, plans for wholeness and not for evil, to give you a future and a hope." Jeremiah 29:11 (English Standard Version)
Yes, I have noticed that many discussions he gets involved in have a tendency to head in the "let's promote socialism" vein.
LOL
No...it's the I know families are hurting and need health insurance vein. I'm all for a free market solution if it will work. My biggest issue is that the CURRENT system is a dismal failure and families are suffering.
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"For I know the plans I have for you, declares the LORD, plans for wholeness and not for evil, to give you a future and a hope." Jeremiah 29:11 (English Standard Version)
No...it's the I know families are hurting and need health insurance vein. I'm all for a free market solution if it will work. My biggest issue is that the CURRENT system is a dismal failure and families are suffering.
Dude, you're a socialist. You just don't know you're a socialist. LOL
when I say stuff like what Baron just did, you post a 1000 word essay on why I am wrong.
what gives? LOL!
He targetted Planned Parenthood. I'd cut funding to them in a heart beat.
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"For I know the plans I have for you, declares the LORD, plans for wholeness and not for evil, to give you a future and a hope." Jeremiah 29:11 (English Standard Version)
No...it's the I know families are hurting and need health insurance vein. I'm all for a free market solution if it will work. My biggest issue is that the CURRENT system is a dismal failure and families are suffering.
speak for yourself pilgrim, you are a socialist, dt
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A product of a pentecostal raisin, I am a hard man, just ask my children
While I did not look at it carefully, what I looked at I like. There are many things they could do that would allow the free market process to bring cost down.
What do you think about health savings accounts? I am looking at the possibility of that. I can afford everyday health cost such as doctor visits and such. However, something serious would really hurt me.
Health Savings Accounts have pros and cons.
I work for the government and we had a real nice traditional insurance package. Then it became too expensive so they negotiated high deductible plans with health savings accounts. I now have a $4,000 deductible. Meaning I have to pay for the first $4,000 of my family’s health care expenses before I get any insurance coverage. In a way it’s like not having health insurance. When you’re broke and your kid’s sick….you can’t take them unless you have enough money in the account. This causes some families to budget their health care expenses. I know one family who had a savings account and they were low on funds. Their child got sick and they were afraid it wasn’t that serious and if they took her to the doctor it would use up what they had and she might face something serious. So they didn’t take her to the doctor. Well…all seemed well until she got into school several years later. They found out that she had hearing damage from an untreated severe inner ear infection. They believe it goes back to when she was sick and they tried to budget their expenses. You see…some families aren’t qualified to make a decision about health due to lack of knowledge in the area of medicine. Who could have known it was more serious than they thought? They weren’t qualified to make the decision…but having an HSA they were forced to…and now their daughter has hearing damage. Health insurance is supposed to help protect one’s health…not add an additional risk. If they had traditional insurance their daughter would most likely have received treatment and be fine today. Also many people with HSAs don’t make enough to contribute a significant amount of money toward their account. That means their insurance is only good if they have a catastrophic health problem. If it’s not catastrophic, they might as well not be insured.
But with my account things aren’t that bad. The city will front load my HSA with $3,000 every year. That means I only have to contribute $1,000 in my case. I got a deduction set up to cover that. So my family’s deductible is covered and beyond that I have 100% coverage. That’s if I had to use it within a given year…but the funds roll over. Next year I’ll have about $6,000 contributed to the account. It accumulates and I can even use it to add to my retirement funds if I like. Also, I can use the money for anything, of course I pay income taxes on what I use and a 10% penalty. So if an emergency arises…we got monies to use in a severe pinch. I feel that if one’s employer contributes to the deductible or tax credits are given to add to the account, it’s far better than having no insurance at all.
I’d support high deductible plans front loaded with tax credits to supplement the deductible. Preferably the rebate would cover 100% of the deductible. That would ensure that those with the accounts are 100% covered. The issue would be again…how do you insure the elderly and those who are so poor they don’t pay taxes? That of course would be supplemented.
But those are my thoughts on HSAs.
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"For I know the plans I have for you, declares the LORD, plans for wholeness and not for evil, to give you a future and a hope." Jeremiah 29:11 (English Standard Version)
I work for the government and we had a real nice traditional insurance package. Then it became too expensive so they negotiated high deductible plans with health savings accounts. I now have a $4,000 deductible. Meaning I have to pay for the first $4,000 of my family’s health care expenses before I get any insurance coverage. In a way it’s like not having health insurance. When you’re broke and your kid’s sick….you can’t take them unless you have enough money in the account. This causes some families to budget their health care expenses. I know one family who had a savings account and they were low on funds. Their child got sick and they were afraid it wasn’t that serious and if they took her to the doctor it would use up what they had and she might face something serious. So they didn’t take her to the doctor. Well…all seemed well until she got into school several years later. They found out that she had hearing damage from an untreated severe inner ear infection. They believe it goes back to when she was sick and they tried to budget their expenses. You see…some families aren’t qualified to make a decision about health due to lack of knowledge in the area of medicine. Who could have known it was more serious than they thought? They weren’t qualified to make the decision…but having an HSA they were forced to…and now their daughter has hearing damage. Health insurance is supposed to help protect one’s health…not add an additional risk. If they had traditional insurance their daughter would most likely have received treatment and be fine today. Also many people with HSAs don’t make enough to contribute a significant amount of money toward their account. That means their insurance is only good if they have a catastrophic health problem. If it’s not catastrophic, they might as well not be insured.
But with my account things aren’t that bad. The city will front load my HSA with $3,000 every year. That means I only have to contribute $1,000 in my case. I got a deduction set up to cover that. So my family’s deductible is covered and beyond that I have 100% coverage. That’s if I had to use it within a given year…but the funds roll over. Next year I’ll have about $6,000 contributed to the account. It accumulates and I can even use it to add to my retirement funds if I like. Also, I can use the money for anything, of course I pay income taxes on what I use and a 10% penalty. So if an emergency arises…we got monies to use in a severe pinch. I feel that if one’s employer contributes to the deductible or tax credits are given to add to the account, it’s far better than having no insurance at all.
I’d support high deductible plans front loaded with tax credits to supplement the deductible. Preferably the rebate would cover 100% of the deductible. That would ensure that those with the accounts are 100% covered. The issue would be again…how do you insure the elderly and those who are so poor they don’t pay taxes? That of course would be supplemented.
But those are my thoughts on HSAs.
Ahhhhh. I see. So the taxpayers get to foot the overwhelming majority of your insurance premiums, including this HSA. No wonder you believe in socialsim.
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