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Originally Posted by MissBrattified
Goodness, FB, I don't know how you do it. Jeff and I lived on pennies when we were first married, but with kids in the house--they're like a money funnel. I do everything I can to be frugal. I shop consignment, we don't eat out very much, etc.
One thing is...we don't use any credit cards. So when we do buy something, we pay cash rather than using credit to pay it off. I think that sometimes presents the illusion that we aren't as "well off" as we are, because we accumulate things a little more slowly than those who just pile it all on a credit card and bring it home. In the long run, of course, it works out better. 
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We have one credit card, and put almost everything (gas, food, entertainment, etc) on it, and pay it off at the end of the month. The card will pay a percentage toward a new car, so after four of five years, we have about two thousand dollars toward a new vehicle.
We've been doing this for years........it really helps when we go auto shopping!