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  #81  
Old 05-28-2008, 12:00 PM
Grasshopper
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Re: Does no one accept responsibility any more?

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Originally Posted by Baron1710 View Post
Or as this thread started with, you could take responsibility for your own actions and quit crying because you made a stupid economic blunder.
A blunder that would have been illegal lending practices if not for corporate lobbyists.
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  #82  
Old 05-28-2008, 12:01 PM
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Cindy Cindy is offline
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Re: Does no one accept responsibility any more?

Raised 6 kids, there were times we ate just beans and potatoes, one year almost only sweet potatoes and pecans. That was when we were renting. When we got this house with 4 acres of land, we started planting a garden, husband got a good job but it was 100 miles away. He stayed at his mom's and came home on weekends. Finally health insurance and other benefits. You know what we did before that when our kids got sick? We prayed for them and most of the time God healed them. When all but our youngest was grown, I got a job too, after news of a pending layoff by the company my husband worked for. That did not happen thank the Lord.
One thing I can say, most Americans have a lot of "stuff". One of my sons wanted a pair of shoes that cost $100.00, I told him he was out of his mind. Now he wears those expensive shoes that his wife finds on sale. lol
My kids were never taught that the government owed them anything. They were taught to work hard, and they do.

People, the government is not our daddy and mommy.
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He hath shewed thee, O man, what is good; and what doth the LORD require of thee, but to do justly, and to love mercy, and to walk humbly with thy God? Micah 6:8 KJV

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  #83  
Old 05-28-2008, 12:08 PM
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tstew tstew is offline
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Re: Does no one accept responsibility any more?

In my opinion, we are talking about two radically different groups of people and the proper distinction isn't being made. It seems that most of us have a problem with those who abuse the system in a habitual, generational way. Those who have no intention of ever contributing in any way nor any desire to ever be independent of the system.
I think that it is very important that we make that distinction in our conversation.
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  #84  
Old 05-28-2008, 12:10 PM
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stmatthew stmatthew is offline
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Re: Does no one accept responsibility any more?

Quote:
Originally Posted by Grasshopper View Post
A blunder that would have been illegal lending practices if not for corporate lobbyists.
So is this where all the venom is coming from.


It could also be said that IF not for the de-regulation, many would never have had a home in the 1st place. And not all bought with a high risk adjustable mortgage. Many did their due diligence and got a fixed loan, or didn't buy at all. It still all comes back to choices. Adam tried to pass it off onto Eve, but God didn't buy it either.
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  #85  
Old 05-28-2008, 12:11 PM
Grasshopper
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Re: Does no one accept responsibility any more?

My dad walked out when I was two years old leaving me and my mother alone. My grandparents wouldn't take us in. They were too "righteous" for that. So my mom got on assistance. My mother got on welfare temporarily so she could be home and raise me. When I got into Middle School she got a job. The job wasn't enough to pay the bills and we were sinking into massive debt...and all we had was a cheap apartment. My mom took on two jobs and wasn't ever home. We never went to church during this period because she had to work. I soon got mixed up in drugs and the street scene. My mom chose to get back on welfare so she could parent me and help me get my life together.

I'd like to thank you fine tax payers...no telling where I'd be if my mother would have had nowhere to turn.
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  #86  
Old 05-28-2008, 12:13 PM
Grasshopper
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Re: Does no one accept responsibility any more?

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Originally Posted by stmatthew View Post
So is this where all the venom is coming from.


It could also be said that IF not for the de-regulation, many would never have had a home in the 1st place. And not all bought with a high risk adjustable mortgage. Many did their due diligence and got a fixed loan, or didn't buy at all. It still all comes back to choices. Adam tried to pass it off onto Eve, but God didn't buy it either.
BINGO! Those people should have simply lived within their means and shouldn't have had a home to loose. But deregulation and the allowance of preditory lending and international high risk investment schemes opened them up to be exploited.
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  #87  
Old 05-28-2008, 12:13 PM
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Re: Does no one accept responsibility any more?

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Originally Posted by Grasshopper View Post
My dad walked out when I was two years old leaving me and my mother alone. My grandparents wouldn't take my mother and us in. They were too righteous for that. So my mom got on assistance. My mother got on welfare temporarily so she could be home and raise me. When I got into Middle School she got a job. The job wasn't enough to pay the bills and we were sinking into massive debt...and all we had was a cheap apartment. My mom took on two jobs and wasn't ever home. We never went to church during this period because she had to work. I soon got mixed up in drugs and the street scene. My mom chose to get back on welfare so she could parent me and help me get my life together.

I'd like to thank you fine tax payers...no telling where I'd be if my mother would have had nowhere to turn.
The main thing is you did get it together!
A lot don't!

Kudos to you and your mom!
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  #88  
Old 05-28-2008, 12:14 PM
Grasshopper
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Re: Does no one accept responsibility any more?

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Originally Posted by tstew View Post
In my opinion, we are talking about two radically different groups of people and the proper distinction isn't being made. It seems that most of us have a problem with those who abuse the system in a habitual, generational way. Those who have no intention of ever contributing in any way nor any desire to ever be independent of the system.
I think that it is very important that we make that distinction in our conversation.
Thank you. So true.
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  #89  
Old 05-28-2008, 12:19 PM
Grasshopper
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Re: Does no one accept responsibility any more?

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Originally Posted by Ron View Post
The main thing is you did get it together!
A lot don't!

Kudos to you and your mom!
Amen. I'd still be on drugs and God knows where had she not had somewhere to turn.

Those people who talk nothing but money, money, money, work, work, work,..even if you have to abandon your family to make it...are only focused on their money and are neglecting the human toll. It was a nightmare when mom worked two jobs. I wouldn't even go to school half the time. I dropped out when 16 and when she got back on welfare she re-enrolled me. She was home when I got home and she rode me to get my homework done. She was there for me...oh...and while on welfare...she had time to start taking me to church and I'm saved today.

I remember being upset that we were on welfare and my mother said that we were "gleaners" and if dedicated myself I could make something of my life. Thank God I did.
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  #90  
Old 05-28-2008, 12:22 PM
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stmatthew stmatthew is offline
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Re: Does no one accept responsibility any more?

Quote:
Originally Posted by Grasshopper View Post
BINGO! Those people should have simply lived within their means and shouldn't have had a home to loose. But deregulation and the allowance of preditory lending and international high risk investment schemes opened them up to be exploited.

And this is the disagreement.

Let me be plain. If someone is too stupid to do their homework before making a major purchase like a home, they have no one to blame but themselves for getting into a loan by presuming upon the future. I am not without compassion for someone losing their home, but the victim mentality IS an issue with me.

*DID they work a second job to attempt to save the home?
*DID they continue to pay for things such as Cell phones, Cable tv, and internet instead of taking the money for these NON-ESSENTIALS and applying it to the loan?
*DID they continue to smoke, drink, or go out to eat, instead of taking care of their responsibilities?
* DID they work to improve their credit during the time they had the home by paying their payments ON TIME every month?
*And DID they seek out other means to get the mortgage changed to a fixed rate, or at least contact their current mortgage company and ask for options?
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