.give you money or help.
If you lied about your income and balance sheet and bought a home you can't afford, there will be banks that are required to cut your interest or even principle. Since my mortgage was paid off 15 years ago. I will by reason of taxes help you. If you walk in the bank and lie about having a gun, you will still get 15 years for bank robbery.
If you walk in with a loan app that exagerates your income, and have a mortgage, you do still have negotiating power and can get more money by reason of theft.
something wrong with this picture?