From the UPC Articles of Faith:
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REPENTANCE
Pardon and forgiveness of sins is obtained by genuine repentance, a confessing and forsaking of sins. We are justified by faith in the Lord Jesus Christ (
Romans 5:1).
John the Baptist preached repentance, Jesus proclaimed it, and the apostles emphasized
it to both Jews and Gentiles (
Acts 2:38, 11:18, 17:30).
The word "repentance" means a change of views and purpose, change of heart,
change of mind, change of life, transformation, etc.
Jesus said, "Except ye repent, ye shall all likewise perish" (
Luke 13:3).
Luke 24:47 says, "And that repentance and remission of sins should be preached
in his name among all nations, beginning at Jerusalem."
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Sounds like "officially" justification, pardon, and forgiveness happen at repentance. I don't know how closely the current article of faith on repentance resembles the original one in 1945. The one above is, I think, the way the Manual currently reads. Would one of you who have a current UPC Manual check that out and let us know if that is how the article on repentance currently reads?