Forgiveness or Remission?

[good samaritan]

Let me make a straw man case:

Man comes to a home Bible study where he believes on Jesus Christ. He and the minister kneel down in the living room and pray. The man repents of sins and confession is made to God and the Holy Ghost is poured out upon him and he begins to speak in an unknown tongue. After the 2 rise from their time of worship the preacher goes on to establish the need for baptism and the man agrees and says I must be baptized and they decide to go down to a local creek that is not far away. They get in their car to leave and as they pull out another speeding car comes flying down their street and t-bones them right in the new saints door and kills him on impact.

You mean to tell me, without a shadow of a doubt, you KNOW that the person died lost because he did not yet make it to receive water baptism?

I am persuaded that forgiveness is received upon faith and repentance. In such cases I would still have hope, but as I have already stated, forgiveness is God’s to give and he sees the heart.