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Prayer Closet The place to post prayer requests & testimonies. All new requests will auto-stick in Fellowship Hall for 48 hours.


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  #1  
Old 03-03-2008, 02:55 PM
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Insurance Settlement

I was rear ended by a driver last summer & while I am in treatment for my back pain the adjuster wants to offer a settlement which on first offer is only 3-7 thousand short of what I would accept.

Pray that it works out.

Thanks.

Ron
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  #2  
Old 03-03-2008, 03:12 PM
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Re: Insurance Settlement

Praying for you Ron. We will eventually have this to deal with, too. My prayers are with you for a fair and acceptable settlement.
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  #3  
Old 03-03-2008, 03:13 PM
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Re: Insurance Settlement

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Originally Posted by tamor View Post
Praying for you Ron. We will eventually have this to deal with, too. My prayers are with you for a fair and acceptable settlement.

Thanks! I am in prayer for you all as well!
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  #4  
Old 03-03-2008, 04:19 PM
HeavenlyOne HeavenlyOne is offline
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Re: Insurance Settlement

Quote:
Originally Posted by Ron View Post
I was rear ended by a driver last summer & while I am in treatment for my back pain the adjuster wants to offer a settlement which on first offer is only 3-7 thousand short of what I would accept.

Pray that it works out.

Thanks.

Ron
If they are willing to come that close on their first offer, I'd be willing to bet that they'd pay as much over your offer as they shorted you the first time.

Stick to your guns. Don't accept anything less than what you want. Make sure that what you want over your bills is explicit as well. They are good at making an offer that includes your medical bills while making you think that it's over and above the bills.
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Old 03-03-2008, 05:57 PM
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Re: Insurance Settlement

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Originally Posted by HeavenlyOne View Post
If they are willing to come that close on their first offer, I'd be willing to bet that they'd pay as much over your offer as they shorted you the first time.

Stick to your guns. Don't accept anything less than what you want. Make sure that what you want over your bills is explicit as well. They are good at making an offer that includes your medical bills while making you think that it's over and above the bills.
Amen, I know thier practice is to lowball the offer & the end settlement includes
any past,present, & future treatments (they do pay a portion now but it is only 75% of the medical cost!)

Thanks for the prayers.
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  #6  
Old 03-03-2008, 05:55 PM
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Re: Insurance Settlement

We had to deal with this several yrs ago with workmans comp. Praying for you Bro Ron.
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  #7  
Old 03-04-2008, 04:00 AM
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Re: Insurance Settlement

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Originally Posted by hnhisle View Post
We had to deal with this several yrs ago with workmans comp. Praying for you Bro Ron.
Thanks.
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  #8  
Old 03-03-2008, 05:59 PM
Rico Rico is offline
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Re: Insurance Settlement

Quote:
Originally Posted by Ron View Post
I was rear ended by a driver last summer & while I am in treatment for my back pain the adjuster wants to offer a settlement which on first offer is only 3-7 thousand short of what I would accept.

Pray that it works out.

Thanks.

Ron
Stick to your guns, Ron. Insurance companies are in business to make money. They will cheat you if you let them. Don't let them!
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  #9  
Old 03-04-2008, 04:01 AM
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Re: Insurance Settlement

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Originally Posted by Rico View Post
Stick to your guns, Ron. Insurance companies are in business to make money. They will cheat you if you let them. Don't let them!
Yes sir they will!
Thier interests and mine aren't the same.
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  #10  
Old 03-03-2008, 06:06 PM
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Re: Insurance Settlement

Quote:
Originally Posted by Ron View Post
I was rear ended by a driver last summer & while I am in treatment for my back pain the adjuster wants to offer a settlement which on first offer is only 3-7 thousand short of what I would accept.

Pray that it works out.

Thanks.

Ron

My wife was hit from behind as well in April 2007.

Our insurance under uninsured motorist is what we are going after.

We have a lawyer and what they are offering is double the hospital and rehab treatment bills.

Of which the health insurance folks will want their portion to cover the bills my wife and son built up.

Why should they have to pay if it was not our fault.

So the amount is low after the lawyer and the healthcare folks would be paid.

Our lawyer told us that is the standard first offers.

My wife was not working so loss of income is not in the equation.

We turned down the offer and will most likely take it all the way to the mediating judge panel.

She told us we then have a better opportunity on receiving a fair offer.
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