Docs not protected. The feds are. You see your family doc with a headache. he calls the feds and you get pills. You come back and he sees an occular impairment and headaches still there. He schedules a Neurologist. Then you wait, They don't approve MRI. Time goes by and another visit and neurosurgen gets called and you have an inoperable brain tumor. Took 4 months to long to get a craniotomy scheduled. can't sue the feds for dragging their feet. Sue the doc for what? He didn't operate. Who sues the VA? The Air Force docs also have immunity. Federal medicine will let the Feds get the money and the docs get the risk.
Coadie, I think you're really misinformed as to how Obama's plan is envisioned to work. Ultimately, after all is said and done, all Americans will be able to buy into a government subsidized health care plan like those possessed by members of Congress. I work for the government and I too have a government plan. It doesn't work the way you're describing it. You see essentially the United States government will approach the major PRIVATE insurance providers and use the bargaining power of the American people's tax money (much the way government uses the bargaining power of government employees) for a health insurance policy that covers all Americans. When the American government says, "We want to purchase insurance plans for 3 hundred million tax paying Americans.", with that kind of contribution the premiums will be VERY affordable. Essentially the United States government will pick up all Americans as though they too were government employees like me. With that kind of contribution from tax payers the premium most Americans will be expected to pay will be in the basement. Again, it's a contract between the United States government and PRIVATE insurance companies to cover all Americans. This will also generate competition between the insurance companies regionally using market forces (gotta love Capitalism!) to bring the premiums down even further as each insurance provider competes for the bid. It will be the biggest insurance coverage contract in history. Let's say that in your region UHC (United Health Care) gets the contract. You will have to choose... either purchase insurance on your own with the going market rate, sign up for a policy offered by your employer... or sign up for the policy mirroring that of those in Congress offered by UHC for all American citizens. Let's say you sign up for the UHC policy subsidized by the government. Now if you go to the doctor you give them your UHC health insurance card just as though you were a government employee like me and they will give you treatment like they do me and my family. Your doctor will then file the claim with the insurance company for payment. The only way you'll be denied any kind of treatment is if it is elective or not covered by your policy. Now here's where the plans like Congress come in... you'll possess the same coverage as your Congressmen. You'll only be denied treatment if it's something that your Congressmen would be denied treatment for. These procedures are typically elective and cosmetic. You'll be issued a prescription for your pills just as you would if you had my government subsidized plan. You'll be able to schedule an MRI and have it done ASAP as with my government subsidized plan.
Coadie, I'm a government employee with a government subsidized plan through UHC. It's not the Cadillac plan like those in Congress but it's far better than anything corporate is offering and I've never been denied coverage for anything. Whoever is feeding you this line of bull your spewing owes you an apology my brother. And in the name of Christian ethics... you really should strive to tell the truth not wild scary tales of lies and misinformation parroted by right wing spin doctors.
It's one thing to say that you don't believe you should have a government subsidized insurance plan because you don't believe tax payers should fit that kind of bill. However, it's entirely another when you don't tell the truth about the plans on the table.
Oh, one more thing... my friend working for a major company pays almost $500 dollars a month and the policy covers him only 80%. Now, if he wants, he can have regular deductions from his pay check (in addition to his monthly premium) placed in his MSA to save up for routine medical expenses so as not to drive up his premium. But here's the kicker... if he doesn't use the money before years end, the company takes the money back!
Now look at me (a government employee with my government subsidized plan), I pay only $40 a month for a high deductible plan with an HSA. My deductible is $4,000. Government drops $3,000 dollars into my HSA every year. Since it's an HSA... that money accumulates as long as I hold the policy. With every year I have an additional $3,000 dropped into my Health Savings Account. I already have a little over $6,000 in my account as we speak. The moment I spend $4,000 out of my HSA for the high deductible... I'm covered 100% no matter what my family needs. That means I have a little over $2,000 left, and at the first of the year I get an additional $3,000 dollars dropped. Oh... and since it's a "savings account" I can use the account for more than just medical expenses. If my car breaks down and we're strapped, I can pay for it out of the HSA. However, I have to pay taxes on what I use and there's a 10% penalty.
Oh those terrible government health care plans!!! ROFL
Coadie, I think you're really misinformed as to how Obama's plan is envisioned to work. Ultimately, after all is said and done, all Americans will be able to buy into a government subsidized health care plan like those possessed by members of Congress. I work for the government and I too have a government plan. It doesn't work the way you're describing it. You see essentially the United States government will approach the major PRIVATE insurance providers and use the bargaining power of the American people's tax money (much the way government uses the bargaining power of government employees) for a health insurance policy that covers all Americans. When the American government says, "We want to purchase insurance plans for 3 hundred million tax paying Americans.", with that kind of contribution the premiums will be VERY affordable. Essentially the United States government will pick up all Americans as though they too were government employees like me. With that kind of contribution from tax payers the premium most Americans will be expected to pay will be in the basement. Again, it's a contract between the United States government and PRIVATE insurance companies to cover all Americans. This will also generate competition between the insurance companies regionally using market forces (gotta love Capitalism!) to bring the premiums down even further as each insurance provider competes for the bid. It will be the biggest insurance coverage contract in history. Let's say that in your region UHC (United Health Care) gets the contract. You will have to choose... either purchase insurance on your own with the going market rate, sign up for a policy offered by your employer... or sign up for the policy mirroring that of those in Congress offered by UHC for all American citizens. Let's say you sign up for the UHC policy subsidized by the government. Now if you go to the doctor you give them your UHC health insurance card just as though you were a government employee like me and they will give you treatment like they do me and my family. Your doctor will then file the claim with the insurance company for payment. The only way you'll be denied any kind of treatment is if it is elective or not covered by your policy. Now here's where the plans like Congress come in... you'll possess the same coverage as your Congressmen. You'll only be denied treatment if it's something that your Congressmen would be denied treatment for. These procedures are typically elective and cosmetic. You'll be issued a prescription for your pills just as you would if you had my government subsidized plan. You'll be able to schedule an MRI and have it done ASAP as with my government subsidized plan.
Coadie, I'm a government employee with a government subsidized plan through UHC. It's not the Cadillac plan like those in Congress but it's far better than anything corporate is offering and I've never been denied coverage for anything. Whoever is feeding you this line of bull your spewing owes you an apology my brother. And in the name of Christian ethics... you really should strive to tell the truth not wild scary tales of lies and misinformation parroted by right wing spin doctors.
It's one thing to say that you don't believe you should have a government subsidized insurance plan because you don't believe tax payers should fit that kind of bill. However, it's entirely another when you don't tell the truth about the plans on the table.
That doesn't exactly sound like "death panels" to me.
Imagine the burden it would take off of the entire system if we insured everyone in this country. Rates could do nothing but decrease while coverage expanded. Sounds like a fair deal to me.
__________________
In essentials, unity. In non-essentials, liberty. In all things, charity. Augustine
Coadie, I think you're really misinformed as to how Obama's plan is envisioned to work. Ultimately, after all is said and done, all Americans will be able to buy into a government subsidized health care plan like those possessed by members of Congress. I work for the government and I too have a government plan. It doesn't work the way you're describing it. You see essentially the United States government will approach the major PRIVATE insurance providers and use the bargaining power of the American people's tax money (much the way government uses the bargaining power of government employees) for a health insurance policy that covers all Americans. When the American government says, "We want to purchase insurance plans for 3 hundred million tax paying Americans.", with that kind of contribution the premiums will be VERY affordable. Essentially the United States government will pick up all Americans as though they too were government employees like me. With that kind of contribution from tax payers the premium most Americans will be expected to pay will be in the basement. Again, it's a contract between the United States government and PRIVATE insurance companies to cover all Americans. This will also generate competition between the insurance companies regionally using market forces (gotta love Capitalism!) to bring the premiums down even further as each insurance provider competes for the bid. It will be the biggest insurance coverage contract in history. Let's say that in your region UHC (United Health Care) gets the contract. You will have to choose... either purchase insurance on your own with the going market rate, sign up for a policy offered by your employer... or sign up for the policy mirroring that of those in Congress offered by UHC for all American citizens. Let's say you sign up for the UHC policy subsidized by the government. Now if you go to the doctor you give them your UHC health insurance card just as though you were a government employee like me and they will give you treatment like they do me and my family. Your doctor will then file the claim with the insurance company for payment. The only way you'll be denied any kind of treatment is if it is elective or not covered by your policy. Now here's where the plans like Congress come in... you'll possess the same coverage as your Congressmen. You'll only be denied treatment if it's something that your Congressmen would be denied treatment for. These procedures are typically elective and cosmetic. You'll be issued a prescription for your pills just as you would if you had my government subsidized plan. You'll be able to schedule an MRI and have it done ASAP as with my government subsidized plan.
Coadie, I'm a government employee with a government subsidized plan through UHC. It's not the Cadillac plan like those in Congress but it's far better than anything corporate is offering and I've never been denied coverage for anything. Whoever is feeding you this line of bull your spewing owes you an apology my brother. And in the name of Christian ethics... you really should strive to tell the truth not wild scary tales of lies and misinformation parroted by right wing spin doctors.
It's one thing to say that you don't believe you should have a government subsidized insurance plan because you don't believe tax payers should fit that kind of bill. However, it's entirely another when you don't tell the truth about the plans on the table.
Is this fact or speculation?
__________________
Happy moments, PRAISE GOD.
Difficult moments, SEEK GOD.
Quiet moments, WORSHIP GOD.
Painful moments, TRUST GOD.
Every moment, THANK GOD.
That doesn't exactly sound like "death panels" to me.
Imagine the burden it would take off of the entire system if we insured everyone in this country. Rates could do nothing but decrease while coverage expanded. Sounds like a fair deal to me.
I heard a senator today who used to be a judge say the way it is written right now it would go to the bureaucrats and they would enterpretate as they see fit. He says it needs clarification on what they really are wanting in regards to the death panel. (he did not call it the death panel, that is the new term)
__________________
Happy moments, PRAISE GOD.
Difficult moments, SEEK GOD.
Quiet moments, WORSHIP GOD.
Painful moments, TRUST GOD.
Every moment, THANK GOD.
Esther, the government doesn't have the employees or the resources to provide coverage AND become a health insurance monopoly. You've heard time and time again from advocates alike, it's a plan that will essentially extend the plans offered to those in Congress to EVERY American. Those in Congress are not covered by a big government system... they are covered by a private insurer. It's only subsidized by the Government like my plan because they are essentially government employees.
All this "death panel" stuff is misinformation from the right wing.
I'm a government employee... we're really concerned with this because essentially it could INCREASE my taxes and my premiums to lower your premiums so that the system will attain a balance.
That doesn't exactly sound like "death panels" to me.
Imagine the burden it would take off of the entire system if we insured everyone in this country. Rates could do nothing but decrease while coverage expanded. Sounds like a fair deal to me.
Bingo!
The reason why your premiums continue to increase is because the numbers of the uninsured are increasing. As they seek care in ERs they don't pay the bill. In order to make up the loss the health care industry raises the cost of health care. When the cost of health care increases your premiums increase. All to pay for the uninsured who are paying nothing toward their health care expenses. If we covered all Americans prices would deflate as the health care industry would finally be being paid for the work they do. And get this... every America would pay SOMETHING toward their health care costs instead of the uninsured passing that cost down to me and you.
The reason why your premiums continue to increase is because the numbers of the uninsured are increasing. As they seek care in ERs they don't pay the bill. In order to make up the loss the health care industry raises the cost of health care. When the cost of health care increases your premiums increase. All to pay for the uninsured who are paying nothing toward their health care expenses. If we covered all Americans prices would deflate as the health care industry would finally be being paid for the work they do. And get this... every America would pay SOMETHING toward their health care costs instead of the uninsured passing that cost down to me and you.
I agree 100%. I'm convinced that to fix the problem EVERY American has to be insured and I'm fairly certain that is going to require mandating health insurance. I'm fine with incentiveizing and rewarding those who will purchase it for the first time with a tax credit of some sort, but it has to be required I believe.
__________________
In essentials, unity. In non-essentials, liberty. In all things, charity. Augustine
I agree 100%. I'm convinced that to fix the problem EVERY American has to be insured and I'm fairly certain that is going to require mandating health insurance. I'm fine with incentiveizing and rewarding those who will purchase it for the first time with a tax credit of some sort, but it has to be required I believe.
Amen. Everyone is going to have to suck it up and pay something by getting coverage. No more free rides.
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