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| Prepper's Patch Prepping & Planning; Share your practical prepping and survival skills! |
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02-09-2014, 02:56 PM
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Registered Member
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Join Date: Dec 2013
Posts: 16
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How much debt do you have ?
You Get New credit in 7 years, BUT ,Can you pay all your debt off in 7 years?
Do a word search in Bible on Usury ( interest).
Paying the minim on your cards is less than smart.
The minim really means is FREE CASH FOR the FAT cat, interest only is the minim.
I know one guy who had a credit card with only 2000.00 limit, but after a while with all the fine print, fines, over due charges, and membership fees, and fines and changes, he now owes them 4000.00.
4k and he has also paid the minim payment for 4 years. After the math we did, he has already paid them 3000.00 and still owes 4k more on a 2000.00 limit card.
How is having Credit cards CLOUT, or impressive.
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02-09-2014, 04:15 PM
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Supercalifragilisticexpiali...
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Join Date: Feb 2007
Posts: 19,197
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Re: How much debt do you have ?
It's not clout. Credit Card debt has ruined a lot of people.
__________________
"It is inhumane, in my opinion, to force people who have a genuine medical need for coffee to wait in line behind people who apparently view it as some kind of recreational activity." Dave Barry 2005
I am a firm believer in the Old Paths
Articles on such subjects as "The New Birth," will be accepted, whether they teach that the new birth takes place before baptism in water and Spirit, or that the new birth consists of baptism of water and Spirit. - THE PENTECOSTAL HERALD Dec. 1945
"It is doubtful if any Trinitarian Pentecostals have ever professed to believe in three gods, and Oneness Pentecostals should not claim that they do." - Daniel Segraves
Last edited by Hoovie; 02-09-2014 at 05:04 PM.
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02-09-2014, 04:20 PM
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Registered Member
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Join Date: Feb 2014
Posts: 413
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Re: How much debt do you have ?
Zero. No debt. I pay my credit card balance every month. I haven't had credit card interest in years.
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02-09-2014, 04:49 PM
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Banned
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Join Date: Dec 2013
Location: chasin Grace
Posts: 9,594
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Re: How much debt do you have ?
nice! i don't use $, period, anymore. no debt.
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02-10-2014, 02:51 PM
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Registered Member
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Join Date: Apr 2008
Posts: 96
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Re: How much debt do you have ?
Agreed Justlookin!! I run ALL of life's expenses through a variety of credit cards each month just to get the best perks like frequent flier miles, or cash back rewards. I haven't paid interest in years but I do get at least two round trip airline tickets every year and at least a couple of hundred free dollars to spend on vacations.
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02-10-2014, 08:16 PM
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Registered Member
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Join Date: Dec 2013
Posts: 16
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Re: How much debt do you have ?
Getting free tickets is nice , but remember, the perks are to trick simple people into getting scammed.
90% of most people are not as structured or as smart as you are on beating the system.
Its like banks with FREE CHECKING, All it takes is a few hot checks and people are paying 800 per month in overdrafts on a FREE CHECKING account.
Banks make more on scatter brains with a free checking accounts than off a car loan.
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02-12-2014, 09:32 AM
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Registered Member
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Join Date: Mar 2013
Location: Oregon
Posts: 124
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Re: How much debt do you have ?
We have NO credit cards anymore, and no debt...no mortgage or rent, and no loans! We have NO car payments and its wonderful to be debt free!
__________________
With God all things are possible!
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02-12-2014, 02:33 PM
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Registered Member
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Join Date: Sep 2007
Location: Kentucky
Posts: 399
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Re: How much debt do you have ?
Debt free for the past 12 years, Praise God!
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02-12-2014, 02:43 PM
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The "Light"House
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Join Date: Dec 2013
Posts: 222
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Re: How much debt do you have ?
I'm 16 haha I don't have to worry about that... Yet.
__________________
Who knowing the judgment of God, that they which commit such things are worthy of death, not only do the same, but have pleasure in them that do them. (Romans 1:32 KJV)
So stop trying justify your sin, grow up, and deal with it like an adult should.
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02-12-2014, 03:54 PM
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Banned
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Join Date: Dec 2013
Location: chasin Grace
Posts: 9,594
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Re: How much debt do you have ?
Quote:
Originally Posted by JacobSauceda
I'm 16 haha I don't have to worry about that... Yet.
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hmm; you may not ever, then--whilst Fox and Friends are keeping the best face on it, the rat$ are bailing from the proverbial $hip more and more as we speak...last call for ira redemption in $, most likely.
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