Quote:
Originally Posted by MikeinAR
So what are your ideas for fixing it? Let's not talk about anything you're against for a while. It's easy to be against things.
What's the first step in legislation to fix the very broken things?
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First thing I would do is put the individual back into the financial part of the decision making process.
Right now most people have a form of HMO insurance where they have some minor co-pay. they dont care what something cost because they arent involved.
I think all insurance should be based with an annual deductable then a co-insurance like 90-10 80-20 70-30 etc with some max out of pocket.
make everyone have a health savings account that they put money into each year to offset the thier cost with incentives to save more and spend less from that.
DO NOT LET THE GOVERNMENT HAVE OWENERSHIP OF THAT MONEY
treat it like an IRA with the funds passable to decendants
TORT REFORM BIG TIME.
reduce paperwork.
I can go on.... that might be a GREAT thread. Im swamped now with work so I cant play more but there is no question that the system needs fixing.
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